:root{--blue:#064f86;--blue2:#0b6fb8;--gold:#ffc107;--ink:#17212b;--muted:#667085;--light:#f6f8fb;--line:#e7ebf0;--green:#159447}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.72;background:#fff}
a{color:inherit}.container{width:min(1120px,92%);margin:auto}.topbar{background:#073e69;color:#fff;font-size:14px;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.nav{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 3px 14px rgba(16,24,40,.06)}.navin{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{font-weight:900;font-size:24px;text-decoration:none;color:var(--blue)}.brand span{color:var(--gold)}
.navlinks{display:flex;gap:22px;align-items:center;font-weight:700;font-size:14px}.navlinks a{text-decoration:none}.navcta,.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:12px;padding:12px 20px;font-weight:800;border:0;cursor:pointer}.navcta,.btn-primary{background:var(--gold);color:#17212b}.btn-secondary{background:#fff;color:var(--blue);border:2px solid var(--blue)}
.hero{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;padding:76px 0}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:center}.eyebrow{font-size:13px;letter-spacing:.08em;text-transform:uppercase;font-weight:900;color:var(--gold)}h1{font-size:clamp(36px,5vw,62px);line-height:1.08;margin:12px 0 20px;letter-spacing:-.03em}h2{font-size:clamp(27px,3.4vw,40px);line-height:1.15;margin:0 0 18px}h3{line-height:1.25}.hero p{font-size:19px;color:#eaf4fb}.hero-img{width:100%;max-height:410px;object-fit:contain;filter:drop-shadow(0 20px 30px rgba(0,0,0,.22))}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.trust{background:#fff;margin-top:-28px;position:relative;z-index:2;border-radius:18px;box-shadow:0 12px 40px rgba(16,24,40,.1);padding:20px}.trustgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.trustitem{text-align:center;padding:8px;font-weight:800}.trustitem small{display:block;color:var(--muted);font-weight:500}
.section{padding:70px 0}.section.alt{background:var(--light)}.center{text-align:center}.muted{color:var(--muted)}.lead{font-size:18px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px;box-shadow:0 5px 22px rgba(16,24,40,.05)}.card h3{margin-top:0}.icon{font-size:30px}.cardlink{text-decoration:none}.cardlink:hover .card{transform:translateY(-3px)}.card{transition:.2s}
.problem{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:center}.problem img{width:100%;max-height:360px;object-fit:contain}.checks{list-style:none;padding:0}.checks li{margin:12px 0;padding-left:28px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:38px}.article{font-size:17px}.article h2{margin-top:42px}.article h3{margin-top:30px}.toc{position:sticky;top:90px;align-self:start;background:var(--light);border:1px solid var(--line);border-radius:16px;padding:22px}.toc strong{display:block;margin-bottom:10px}.toc a{display:block;text-decoration:none;padding:5px 0;color:var(--blue);font-size:14px}
.callout{background:#eef7ff;border-left:5px solid var(--blue);padding:20px;border-radius:10px;margin:24px 0}.cta{background:linear-gradient(135deg,#063e69,#0a6db3);color:#fff;border-radius:22px;padding:42px;text-align:center}.cta h2{color:#fff}.cta p{color:#dcecf7}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{font-weight:800;cursor:pointer}.service-grid img{width:100%;height:180px;object-fit:cover;border-radius:12px;margin-bottom:15px}
.footer{background:#101820;color:#d6dee6;padding:52px 0 25px}.footergrid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:30px}.footer h3{color:#fff}.footer a{color:#d6dee6}.copy{border-top:1px solid #2a3540;margin-top:28px;padding-top:20px;font-size:13px;color:#9da9b5}
.floatwa{position:fixed;right:20px;bottom:20px;z-index:60;background:#1db954;color:#fff;border-radius:999px;padding:14px 20px;text-decoration:none;font-weight:900;box-shadow:0 10px 25px rgba(0,0,0,.2)}
.breadcrumb{padding:20px 0;font-size:14px;color:var(--muted)}.breadcrumb a{color:var(--blue);text-decoration:none}
.badge{display:inline-block;background:#eaf4fb;color:var(--blue);border-radius:999px;padding:6px 11px;font-size:12px;font-weight:800}
table{width:100%;border-collapse:collapse;margin:22px 0}th,td{padding:12px;border:1px solid var(--line);text-align:left}th{background:var(--light)}
@media(max-width:850px){.hero-grid,.problem,.article-layout{grid-template-columns:1fr}.grid3{grid-template-columns:1fr 1fr}.grid4,.trustgrid{grid-template-columns:1fr 1fr}.navlinks{display:none}.toc{position:static}.hero{padding:52px 0}.footergrid{grid-template-columns:1fr}}
@media(max-width:560px){.grid3,.grid4,.trustgrid{grid-template-columns:1fr}.section{padding:52px 0}.actions .btn{width:100%}.floatwa{right:12px;bottom:12px;padding:12px 16px}.topbar .container{justify-content:center}}